Why Did My Card Get Declined?
If your card was declined when you tried to complete a purchase, it could be due to the following reasons:
Card Suspended
Turned Off - If the card is turned off, you can turn it back on by navigating to the Cards tab to locate the card which was declined. Then toggle the OFF switch to ON.
Canceled - If the card is canceled then a new card can be issued.
Card not Activated
The card can be activated by calling the number at the back of the card (855-547-2896).
Insufficient Account Balance
Exceeds Spending Threshold
1. Navigating to the Cards tab to locate the card which was declined
2. From the card's Manage drop-down menu, click Card Controls
3. Renter the Spend Limit for the card and choose a frequency (Daily, Weekly, Monthly, or Available until)
4. Click Save
Restricted Category
1. Navigating to the Cards tab to locate the card which was declined
2. From the card's Manage drop-down menu, click Card Controls
3. In the Categories section, check the boxes of those categories where the card can be used
4. Click Save
International Transaction Restrictions
1. Navigating to the Cards tab to locate the card which was declined
2. From the card's Manage drop-down menu, click Card Controls
3. Turn Off the Restrict International Transactions switch
4. Click Save
Card Info Mismatch
Incorrect PIN
Merchant Not Allowed
If required, category controls can be updated by:
1. Navigating to the Cards tab to locate the card which was declined
2. From the card's Manage drop-down menu, click Card Controls
3. In the Categories section, check the boxes of those categories where the card can be used
4. Click Save
Suspected Fraudulent Activity
In this case, call the number at the back of the card to confirm the legitimacy of the card activity.
Card Not Present Restrictions
1. Navigating to the Cards tab to locate the card which was declined
2. From the card's Manage drop-down menu, click Card Controls
3. Turn Off the Restrict Card Not Present Transactions switch
4. Click Save